layered dip

[Admin]

i dont use a recipe, i have been making this for so long now
i package cream cheese, softened
about 1/2 cup sour cream and mayonaisse
mix all together,,spread into a pan
layer with a can of refried beans, and whatever you want on top
hamburger cooked with taco seasoning,,chopped onion,chopped broccoli, cauliflower,my kids like,,lol green olives,, whatever..

top with salsa and lots of grated cheese,, serve cold or hot with nacho chips